What to do after a Utah car accident

The short answer: get to safety, call for help, accept appropriate medical care, document what you can, notify your insurer, and be cautious about statements or releases from the other driver's insurance company.

1. Protect health and safety first

Move out of active traffic if it is safe to do so, call 911, and follow emergency instructions. Some injuries are not obvious in the first minutes after a crash. Shock and adrenaline can mask pain, dizziness, confusion, or stiffness.

Get evaluated when symptoms, impact severity, or emergency responders indicate it is appropriate. Follow-up care matters both medically and because gaps can make it harder to understand how the crash affected you.

2. Report the collision

A police response can help secure the scene, collect driver and witness information, and create an initial record. Ask how to obtain the report number. If law enforcement does not respond, learn what reporting steps apply to your circumstances.

3. Preserve details before they disappear

• Photograph all vehicles, damage, debris, skid marks, traffic controls, weather, and the wider scene.
• Save the other driver's license, plate, registration, and insurance details.
• Collect names and contact information for witnesses.
• Keep damaged personal items and photograph visible injuries over time.
• Save towing, rental, repair, medical, pharmacy, and travel receipts.

4. Notify your own insurer carefully

Your policy may require prompt notice and cooperation. Give accurate information, avoid guessing, and keep notes of every call. Ask what benefits and coverages may apply, including property damage, rental, personal injury protection, medical payments, and uninsured or underinsured motorist coverage.

5. Be cautious with the other insurer

The other driver's carrier may call quickly for a recorded statement, medical authorization, or settlement. Its obligation is to its policyholder—not to maximize your recovery. A broad release can end the claim before the medical picture is clear.

6. Keep a simple recovery record

A short daily or weekly note can capture appointments, missed work, sleep disruption, pain, mobility limits, medication effects, and activities you cannot do. This helps transform scattered memories into a clear timeline.

7. Get advice before evidence or deadlines are lost

Video may be overwritten, vehicles repaired, witnesses lost, and legal notice periods may begin immediately. A prompt consultation can identify what should be preserved without forcing you to make a rushed decision about representation.